Norm’s Free Tips to
“END DEBT & START FRESH”

If you’re ready to take control of your finances and to put an end to your high interest credit card debt, this is a great place to start. For many of you just thinking about taking on this task will be overwhelming. Chances are you know little about debt or how to deal with it and not much about your rights concerning debt and credit. You probably don’t know where to go for help or who you can trust. And, it’s unlikely that you know which of the many potential solutions to your difficulties with debt is the right one for you.

I’ve written several articles to help you get started. They provide a great deal of the information, and the insight and direction you are going to need to begin the process of putting an end to your debts and taking control of your financial life.

Listed below are links to these articles which you can read and download free of charge for your personal use:

1. “Three C’s to manage debt”
   Ending debt without bankruptcy and living a financially responsible life.

2. The Financial Rehab Commitment List
   Are you ready to take this on and to do what has to be done?

3. The Financial Rehab Hit List
   Ten Key Steps to end debt and begin a life of financial sanity & independence.

4. Who’s responsible for our “Debt Dilemma”?
   Primarily you but the money lenders and the system share the blame.

5. What you should know about debt
   About secured, unsecured, and tax debts, judgments and what can happen if you don’t pay.

6. What you should know about your rights
   Strong consumer rights that protect you from the abusive practices of Debt Collection Agencies.

7. Tips for dealing with Debt Collectors
   Tactics you can use to your advantage when dealing with Collection Agencies & Attorneys.

8. What you should know about Bankruptcy
   Bankruptcy basics; does it make sense to consider bankruptcy and how the new law changes affect it?

9. Should I Refinance?
   Why hocking your house to payoff credit card debt seldom makes sense.

10. Stay away from Debt Consolidation
    It’s risky, often bad for your credit, and not normally a smart solution to your financial woes.

11. Alternatives to Bankruptcy, Equity Loans and Debt Consolidators
    Other more advantageous ways to end credit card debt and the outrageous interest you must pay.

12. What you should know about Credit, Credit Reporting & Credit Repair
    Why credit is important, your rights concerning credit and how to repair and rebuild it.

13. Major Misconceptions about Debt & Credit
    Mistaken beliefs people have that result in bad decisions that cause harm.

14. Debt Collection & Credit Lingo
    Words and phrases you should know used in debt collection and credit reporting.

This website was created to:

• Help you put an end to your high interest debt!
   

• Eliminate your propensity to spend beyond your means!
   

• And, to redirect your energy toward building a sound financial future!

Everything you need (the insight, the understanding, the knowledge and the techniques) to take personal control of your finances and achieve these goals are here. All that you have to do is make and keep the necessary commitments (Norm’s Free Tip #2) and supply the time and energy that it is going to take to get the job done.

To learn about the additional support provided by this website to help you to achieve these goals view:

Norm’s End Debt Program
An opportunity to work with me directly to jump start your financial turnaround and wipe out your high interest credit card debts.

Norm’s Store
Books, Workbooks, Guides, Tee Shirts and other motivational items that provide the information and the inspiration you will need to take control of your finances and turn your life around.

Norm’s Debt Enders Forum & Hot Line
A place to get immediate help in a crisis, profit from my continuing advice, get answers to your questions and share the experiences and
the success of other members.

You may download this page for your personal use only.

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