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How To Settle Your Debts
   ~Without Committing Financial Suicide~
        Second Expanded and Updated Edition
     
  By: Norman H. Perlmutter, CPA

What Readers Are Saying

From The Mid-West Book Review -- July 2008

“The perfect do-it-yourself manual for individuals and businesses”

5 Stars - When the debt piles up, the temptation to file for bankruptcy grows ever greater. "How to Settle Your Debts” is a guide to resisting the temptation to hit that panic button, and to get out of debt without going bankrupt. With advice on ceasing the harassment from creditors, acquiring leverage, and how to tell when it's okay to ignore a debt, "How to Settle Your Debts" is an ideal book for anyone with serious money problems. Highly recommended for community library finance collections.

Reviews from Amazon.com:

“Very Helpful Guidance”
D. Hermann, Lebanon, IN – October, 2008
5 Stars - The book guides you through taking responsibility for what you (and the credit companies) got you into. The information for working to get you out of the mess is great. It's given me the confidence to continue down the road toward settling my debts on my own, and knowing that professional assistance is still there if I need it. The book outlines lots of good information concerning debtor’s rights, challenging creditor’s claims, constructing a workable budget and starting negotiations with your creditors.

Great Advice!
O.L Rodriquez, Miami FL – June, 2008
5 Stars – I am very grateful for the wonderful advice. I would have loved even more specific info on settling debts but overall it is a spectacular source of valuable information.

Great Insiders Look At Losing Your Debt”
JSBM, San Diego, CA – Dec., 2007
5 Stars
– Perlmutter's book is clever at times and thoughtful consistently and offers an insiders look into the world of debt. The reader is treated to a wealth of insider information including terms and techniques the banks and credit companies are using to capitalize on us. This book is a great addition to my more consumer-oriented "How to Take Advantage Library”. Buy it and enjoy your new debt-free life!

“The Best Resource Currently Available
Thomas Stokes "Debt Settlement Specialist" (Norristown, PA) November, 2005
5 Stars
--...“for learning how to settle unsecured credit card debt. It’s comprehensive and yet concise. There is no BS or fluff and it touches on every area of the landscape you need to be aware of when trying to settle unsecured debt on your own. I gave the book five stars because all of the information contained in it is essential to know and is very well presented. As such, this book is the ideal starting point for learning about how the business of debt and collection works and how to deal with it. I highly recommended it.”

Quotes from emails and letters I have received from readers:

 “Your book gave me the courage to try to settle my accounts. It’s been a great help to me and my lawyer. You are one of the few debt coaches who gives his email address and actually responds.”

Joan D., Arkansas, USA

“Thank you for generously offering to answer my questions. I consider your book excellent for its content and readability.”

Hank D., Fairfield, Connecticut, USA

“Thanks for writing your book. It’s phenomenal! It opened my eyes to the world of debt and credit.”          

Kenisha E., Arizona, USA

“I very much enjoyed reading your book. It provided me with a tremendous amount of help. Thank you!”

Rick B., California, USA

“I love your book. It has taught me so much. It should be required reading for anyone who has credit card debt.”

Mark P., Michigan, USA

“I read your book. It was the best; very helpful. Thanks for your help.”

Maureen A., New York, NY, USA

“My copy of your book is now dog-eared. I bought it over a year ago and it’s been indispensable.”

Suzanna B., New York, USA

“I read your book and got a lot of incite about wiping out debt without bankruptcy. Thank you.”

Albert T., California, USA

“I recently purchased your book and I want to thank you for allowing me to understand how credit and debt work.”

Stan B., Englewood, CO, USA

“I’m a senior up to my chin in credit card debt. I just read your book and it may be the answer to my prayers. It resonates with me.”

Bob G., Bloomington, IN, USA
 

   
 

 

 

   

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